BANK-GRADE SECURITY

Your money is safer with us than in your pocket.

We use military-grade encryption, AI fraud detection, and multi-layer security to protect every transaction.

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CBN Licensed

Fully licensed by the Central Bank of Nigeria

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NDIC Insured

Your funds are insured up to ₦500,000

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256-bit SSL

Same encryption used by banks worldwide

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PCI DSS Compliant

Certified for secure card processing

How we protect your money

Multiple layers of security working 24/7 to keep you safe.

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AI Fraud Detection

Our Payburse AI analyzes every transaction in real-time, detecting suspicious patterns that humans miss. We've blocked over 50,000 fraud attempts.

  • Behavioral analysis
  • Device fingerprinting
  • IP reputation scoring
  • Velocity checks
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End-to-End Encryption

All data is encrypted both in transit and at rest using AES-256 encryption. Even we can't see your sensitive information.

  • TLS 1.3 connections
  • Encrypted database storage
  • Secure key management
  • Zero-knowledge architecture
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Identity Verification

We verify every user with government-issued IDs and biometric checks before they can transact.

  • BVN verification
  • NIN validation
  • Facial recognition
  • Liveness detection
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Real-Time Monitoring

Our security team monitors all transactions 24/7. Any suspicious activity triggers instant alerts.

  • Automated alerts
  • Manual review queue
  • Instant account freezing
  • Fraud investigation team
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Secure Payments

We never store your card details. All payments are processed through PCI-compliant gateways.

  • Tokenized card storage
  • 3D Secure authentication
  • One-time passwords
  • Biometric authorization
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Compliance & Audits

We undergo regular security audits and comply with all Nigerian financial regulations.

  • Annual penetration testing
  • SOC 2 Type II certified
  • AML/KYC compliance
  • Regular CBN audits

Your data is yours. Period.

We don't sell your data. We don't share it with advertisers. We use it only to protect you and improve our service.

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NDPR Compliant

We follow Nigeria's Data Protection Regulation to the letter.

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You Control Your Data

Request a copy or delete your data anytime from your dashboard.

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Transparent Practices

Read our full privacy policyβ€”no legal jargon, just plain English.

Read Privacy Policy
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Trade with absolute confidence.

Join 15,000+ Nigerians who trust Payburse to protect their money.