HOW IT WORKS

Safe Payments Made Simple

Payburse protects your money until both parties are satisfied. No more scams, no more worries.

How Escrow Works in 3 Steps

Whether you're buying a phone on Instagram or hiring a freelancer, here's how Payburse keeps your money safe.

1

Create Escrow

Buyer creates an escrow transaction and deposits money. Funds are held securely by Payburse, not the seller.

2

Seller Delivers

Seller ships the item or completes the service. Buyer receives and inspects to ensure everything is as described.

3

Money Released

Once buyer approves, money is instantly released to seller. If there's an issue, we help resolve it fairly.

African entrepreneur using mobile payment

Built for African Commerce

We understand the unique challenges of buying and selling in Nigeria. From Instagram vendors to Jiji sellers, Payburse protects every transaction.

Our AI-powered fraud detection catches scammers before they can harm you. Over 50,000 fraud attempts blocked and counting.

Why Businesses Choose Payburse

Trusted by thousands of Nigerian businesses and individuals

🛡️

AI Fraud Detection

Our smart system analyzes every transaction in real-time, catching suspicious patterns and protecting your money 24/7.

Instant Settlement

Once approved, sellers receive their money in seconds. No waiting days for bank transfers or payment confirmations.

💬

Built-in Chat

Communicate with the other party directly in the transaction room. All messages are saved for dispute resolution.

⚖️

Fair Dispute Resolution

If something goes wrong, our team reviews evidence from both sides and makes a fair decision within 48 hours.

📱

PayMe Links

Create payment links in seconds. Share on WhatsApp, Instagram, or anywhere. Perfect for freelancers and small businesses.

🏪

Online Storefront

Get your own online store with product listings, QR codes, and payment processing. No technical skills needed.

Perfect for Every Transaction

Buying online? Protect yourself from fake products and scammers. Your money stays safe until you receive what you ordered.

Selling products? Build trust with buyers. They know their money is secure, so they're more likely to buy from you.

Hiring freelancers? Pay for work only when you're satisfied. Freelancers get paid fairly for quality work.

Nigerian woman shopping online

Ready to Transact Safely?

Join thousands of Nigerians who trust Payburse for secure payments

Create Free Account