AI Powered Escrow platform for African Entrepreneurs

Find, manage, and close trusted transactions. All in one place!

Payburse eliminates fraud and uncertainty. Create secure escrow transactions, verify buyers with AI, and manage payouts.
Say goodbye to scams.

No credit card required • 60-second signup

Payburse Dashboard
₦2B+ Secured Volume
500K+ Active Businesses
99.9% Uptime Status
Bank-Grade Security
Anti-Fraud Layer Biometric fingerprinting enabled
Dashboard Escrow Details

Built for safety

100%

Every payment monitored end-to-end.

THE PROBLEM

Doing business online without trust is dangerous.

Sending money first? Shipping goods before payment? The traditional way of conducting online commerce leaves you exposed to scams, chargebacks, and anxiety.

We eradicate the fear of being scammed by locking funds in a neutral, algorithmic escrow until both parties are satisfied.

Funds Secured

₦450,000

Milestone Paid

DELIVERY APPROVED

Verified Entity

AI SENTINEL

Escrow Locked

ZERO RISK

Payburse App View

A single platform for managing Your entire transaction.

Create a transaction link, send it to your buyer, and let our infrastructure handle the rest. We lock the funds, monitor logistics, and release the payout instantly upon delivery.

  • Instant Milestone Generation

    Break large projects into piece-meal payments to protect both parties.

  • Payburse AI Verification

    Biometric facial checks ensure the person paying is exactly who they claim to be.

  • Community Dispute Resolution

    Fair, crowdsourced judgements handled in hours, not weeks.

Built to handle all the transactions you care about

From physical commodities to digital code, we adapt to your specific workflow.

Physical Goods

Selling on Instagram? Generate a PayMe link, buyer pays into escrow, you ship the products and the Funds release on scan.

Freelance Services

Lock in graphic design or coding contracts. Create multiple milestones attached to the escrow to protect your labor hours.

Marketplace APIs

Running a multi-vendor store? Plug in our API to automatically hold merchant funds until the customer confirms delivery.

TRANSPARENT PRICING

Simple Pricing. Full Access.
No limits.

We only make money when you successfully close a transaction. Creating links, opening escrows, and verifying users is completely free.

Secured Escrows
Next-Day Payouts
PAY AS YOU GO

1.5%

Flat ₦500 up to ₦20,000
1.5% above, capped at ₦2,000

  • Free Account Creation
  • Unlimited PayMe Links
  • Sentinel AI Checking
  • 24/7 Human Mediation
Create Free Account

Want to Create Instant Payment Link?

Create a professional payment link, get paid instantly, and come back to claim your funds whenever you're ready. No signup required.

No Card RequiredFree to StartCancel Anytime
Happy Customer
Payment Received
250,000
VERIFIED SUCCESS STORIES

Do business with Absolute Confidence.

Hear from Vendors, Organisations, and Platform founders who rely on Payburse to secure their income.

"Before Payburse, I lost over ₦400k to 'clients' who disappeared after receiving the designs. Now? I don't open Photoshop until the escrow is funded. Game changer."

David O.
David O.
Brand Designer

"We sell high-end MacBooks. Buyers are naturally skeptical. Generating a Payburse link instantly removes the friction. Our sales closed 3x faster this month compared to direct transfer."

Sarah T.
Sarah T.
Hardware Vendor

"As a marketplace, integrating the Payburse API was the smartest infrastructure move we made. We offloaded all the chargeback risk and dispute management entirely to them."

Emmanuel K.
Emmanuel K.
Marketplace Founder
15+ Protected Transactions

Ready to buy or sell
without fear?

Your money stays locked in a neutral escrow — and only releases when you're fully satisfied. Start in under 60 seconds.

No Card Required  •  Free to Start  •  Cancel Anytime