The Safety Layer for African Commerce.
Trade with absolute confidence. Our AI-driven escrow engine analyzes every transaction in real-time to stop fraud before it happens. Buy, sell, and grow without fear.
"Payment Before Delivery" is Broken.
Trust issues are killing African businesses. We fixed it with technology.
❌ The Old Way
- "Send money first" scams
- "What I ordered vs What I got"
- Fake bank alerts
- Zero recourse if things go wrong
✅ The Payburse Way
- AI Verification: We verify every user's identity instantly.
- Smart Escrow: Money is held securely until you approve the item.
- Dispute AI: Automated evidence analysis for faster resolutions.
- Instant Refunds: If a deal fails, you get your money back.
Meet Payburse AI. Your 24/7 Security Guard.
Our proprietary AI engine doesn't just hold money; it actively protects you. It learns from millions of data points to detect suspicious patterns that humans miss.
Behavioral Analysis
Detects bots and scammers based on typing speed, device fingerprints, and navigation patterns.
Deep KYC Scanning
Cross-references IDs with government databases and social footprints in milliseconds.
Smart Contract Logic
Automatically releases funds only when delivery is confirmed by logistics partners.
More Than Just Escrow
A complete suite of tools for the modern African entrepreneur.
Payburse Store
Turn your Instagram hustle into a real business. Get a free online store with built-in escrow payments.
Start Selling →Instant PayMe
The easiest way to collect payments. Create a link, share it, and get paid securely.
Create Link →Developer API
Building a marketplace? Integrate our fraud-proof escrow engine directly into your app.
Read Docs →Don't just take our word for it.
I almost lost N500k to a fake vendor on IG. Since I started using Payburse, I verify everyone. It's a lifesaver.
The AI fraud detection is real. It flagged a suspicious buyer who tried to use a stolen card on my store. Payburse saved my business.
Finally, a platform that understands African trust issues. The escrow process is smooth, fair, and the money is always safe.
Ready to trade without fear?
Join 15,000+ Nigerians who trust Payburse for their daily transactions.